Hey there, future San Francisco Bay Area homeowner! So you've decided it's time to make your move into the world of real estate – congratulations! Whether it's your first cozy apartment or your forever dream house, we're here to guide you through this exciting journey. I'm Mareijke W, I am a CPA and I'm not your average realtor, here to offer you a unique blend of financial strategy and real estate wisdom. Let's dive into the essential steps you need to take to get ready for this adventure!
Keys to ensuring your success in homeownership: Key #1: Getting Ready to Own a Home
Know Your Numbers: The Magic of Preparation
Numbers might not be everyone's best friend, but in the realm of home buying, they become your trusty companions.
First things first, let's talk about credit scores. Aim for a score above 719 to secure better loan pricing. It's like unlocking VIP benefits for your financial future!
Now, let's talk about downpayment. You'll need a minimum down payment of 3.5%, plus about 2.5% for closing costs. That’s 5.5% minimum to play. Think of this as your golden ticket to homeownership. And while we're at it, gather your documents – W2s or 1099s, recent bank statements, paystubs, and tax returns.
Your Needs, Our Focus: Making Your Dreams Come True
We understand the fast-paced housing market can be overwhelming, so we're here to take the stress out of the equation. Complex financing? Tax intricacies? Sleepless nights? Say goodbye to all of those worries. Our expertise as a realtor and CPA means we've got your best interests at heart. We'll match you with the perfect lending solution and partner, address your tax concerns, and skillfully navigate you through negotiations.
Our Promise: Professionalism and Excellence
When you think of Homes with M, think of professionalism, trustworthiness, and a commitment to exceed your expectations. Our goal is to be your go-to resource for everything related to home ownership, before, during and after you move in – from getting that "sold" sign up in 29 days or less, to ensuring you get the home you deserve.
So, let's embark on this journey together! Our core values of trust, integrity, teamwork, and grit drive us to find you the perfect home, all while making the process smooth and enjoyable. It's not just about buying a home; it's about helping you find your place in a community where you can thrive in. Ready to learn more? Contact Mareijke today